Spreadsheets and suggestions in here are intended for investors who understand the risks, costs, consequences of, and mechanics of investing. The readers invest at their own risk, profits are not guaranteed, and losses are possible.

Measurements and predictions in here are based on past and current price data believed to be reliable, but its accuracy and completeness are not, and cannot be guaranteed. Formulas and algorithms are not fully tested by experts, so code can still have bugs and biases, leading to large systematic errors. The users must question the accuracy of the numbers in here, view that as extra risk, so users must always research at other trusted websites before investing.

Information contained in these documents is not an analysis by market research firms, statistical services, or other sources believed to be reliable. Past results do not guarantee future results, or that recommendations will be profitable in the future.